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My Path to Homeownership is an educational platform for first-time homebuyers. It provides self-assessment tools (Homebuyer Readiness Score, Scenario Lab, calculators), general homebuying education (Homebuyer Academy), and a directory of assistance programs that may be relevant to you.
We are not a mortgage lender, mortgage broker, credit counselor, or law firm. Nothing on this platform is a loan offer, a pre-approval, a commitment to lend, or legal, tax, or credit advice. No one on our team is a licensed underwriter or attorney.
Every score, payment estimate, and cash-to-close figure is an estimate based on the information you provide and general assumptions. Actual rates, terms, and eligibility are determined solely by licensed lenders and program administrators, and can differ from any estimate shown here.
Assistance program listings reflect publicly available information as of the date shown. We do not guarantee current availability, funding, or your eligibility for any program listed.
You are responsible for the accuracy of the information you enter. Self-reported financial information drives every estimate we show you — inaccurate inputs produce inaccurate estimates. You are responsible for keeping your account credentials secure.
We do not filter, recommend, or steer you toward or away from any property or neighborhood based on race, color, religion, sex, disability, familial status, or national origin, or any other protected characteristic. Any location or price filtering on this platform is driven entirely by your own explicit choices.
To the fullest extent permitted by law, My Path to Homeownership is not liable for financial, legal, or other decisions you make based on estimates, educational content, or program listings provided through this platform.