Calculator
Debt-to-income (DTI) calculator
See what share of your gross income goes toward debt — including a proposed housing payment — the same ratio lenders use as a first checkpoint.
Your numbers
Estimated debt-to-income ratio
Estimate
29.3%
Typically comfortable
A DTI under 36% is generally considered comfortable by most lenders' guidelines.
This is an estimate for planning purposes. Lenders calculate DTI with your full financial picture — confirm real numbers with a licensed lender.